Onlyfans can t verify card - 12 reasons your debit card was declined + fixes

If you frequently experience overdrafts in your account, consider looking into a checking account that offers overdraft protection.

Trying to do this will automatically result in a declined transaction.

As you mentioned that your card has remaining balance but has a pending transaction means that there may be a floating amount on your account and this may have taken up the remaining balance of your card.

Check this before making your purchases to ensure you have enough funds.